Employee Benefits
You do your best work when you feel supported and valued. That’s why St. Bernards Healthcare offers a competitive benefits package for full-time employees and their families—including comprehensive medical, dental and vision coverage, paid time off, life insurance and much more.
Public Student Loan Forgiveness (PSLF)
St. Bernards Project 120 is a free service provided to our full-time employees with student loans to get on track for Public Service Loan Forgiveness (PSLF), a federal student loan program that forgives student loans after 120 months (or 10 years) of qualifying public service and payments! St. Bernards has partnered with Aptus Financial, non-conflicted national student loan experts, who will analyze your loan situation, send you an action plan, and walk you step-by-step with PSFL to help you kick student loans to the curb! It’s also tax-free!
Medical Coverage
Our medical plan uses the network of St. Bernards Healthcare Associated Regional Providers (SHARP). Our plan includes:
- $1,000 in-network individual deductible/$2,000 in-network family deductible
- $35 copay for in-network primary care office visits
- In-network coverage of 80% after the deductible is met
For information about out-of-network coverage, call SHARP at 870.972.0032.
MASA Emergency Transport Coverage
Take advantage of affordable emergency ground (ambulance) and air (helicopter) transportation assistance. It’s available within the continental United States, Alaska, Hawaii and Canada, regardless of whether the provider is in or out of your group healthcare benefits network.
Pharmacy Benefits
Our pharmacy plan covers drugs listed on the Standard with Step Therapy Formulary. (As an employee, you’ll have access to a copy of this list.) Copays depend on the medication.
Flexible Spending Accounts (FSA)
FSAs are special accounts you put money into for certain out-of-pocket medical expenses. You don’t pay taxes on this money.
Healthcare FSA
The healthcare FSA helps you pay for IRS-approved medical, dental and vision expenses not covered by your insurance. You can contribute up to $3,050 to this FSA each year.
Dependent Care FSA
The dependent care FSA lets you set aside pre-tax dollars to use toward qualified dependent care. You can contribute up to $5,000 (or $2,500 if married and filing separately) to the FSA each year.
Dental Coverage
St. Bernards offers a robust dental plan with great in-network discounts through Arkansas Blue Cross and Blue Shield. The cost for dental coverage is separate from the cost of medical and vision coverage. Review the plan highlights:
- Annual deductible – $50 per person
- Annual maximum benefit – $1,000 per person
- Orthodontia coverage for dependent children under age 19
- Deductible waived on preventive care
Vision Coverage
St. Bernards partners with EyeMed Vision Care to provide a robust vision plan. The cost for this coverage is separate from the cost of medical and dental coverage. See the vision plan highlights:
- Eye exam (every 12 months) – $10 copay
- Frames (every 24 months) – No copay, $130 retail allowance
- Lenses (every 12 months) – $25 copay
- Contact lens fitting exam (every 12 months) – $35 copay, $130 allowance
Life & Disability Insurance
Life and disability insurance is provided through USAble.
Basic Life and AD&D Insurance
St. Bernards automatically provides employees a benefit of annual base pay (up to $100,000) at no cost for life insurance and accidental death and dismemberment insurance (AD&D).
Supplemental Life and AD&D Insurance
You can buy additional life insurance in increments of $10,000 up to five times your annual salary or $200,000. The same coverage options exist for supplemental AD&D coverage.
If you elect voluntary life for yourself, you can also elect 50% of your amount up to $100,000 for your spouse and a flat $5,000 or $10,000 for your child ($1,000 for children up to 6 months old).
Short Term Disability (STD) Plan
This plan helps provide financial security while you’re on an approved medical leave. STD replaces up to 70% of your pre-disability earnings for up to 25 weeks.
Basic Long-Term Disability (LTD) Plan
St. Bernards offers a company paid LTD plan to all eligible employees. LTD replaces 40% of your monthly salary up to $6,000 per month if you can’t work for an extended period.
Supplemental LTD Plan
Eligible employees may purchase supplemental LTD. Supplemental LTD, when combined with Basic LTD, replaces up to $8,000.
BenefitsMe
BenefitsMe allows you to book flights and hotels, as well as shop for a variety of merchandise including electronics, appliances, furniture, beauty & more. Unlock access to brand-name products and brands you already love by using BenefitsMe. Their “Buy Now-Pay Later” program allows you to enjoy products that you love and need today, without the hassles and costs of using credit cards. Some restrictions apply. This program is available to all full-time employees (32, 36 or 40 hours a week, including Staff Support). New hires can start the program after 90 days of employment.
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Holidays
St. Bernards observes six paid holidays each year:
- New Year’s Day
- Memorial Day
- Independence Day
- Labor Day
- Thanksgiving Day
- Christmas Day
If you work on the holiday, you have 90 days to use your paid holiday time off. Full-time employees receive eight hours of holiday pay.
Paid Time Off (PTO)
You earn PTO on the following schedule after your first 90 days in a full-time role.
| Service |
40 Hours/Week
Hours |
36 Hours/Week
Hours |
32 Hours/Week
Hours |
| After 90 days |
48 |
48 |
48 |
| 1-4 Years |
128 |
120 |
112 |
| 5-9 Years |
168 |
156 |
144 |
| 10+ Years |
208 |
192 |
176 |
Full-time positions in an exempted status may be eligible for additional hours. If you’re already a St. Bernards employee, contact Human Resources for details.
403(b) Retirement Plan
You can participate in this tax-deferred retirement savings plan on the first day of employment. You’re eligible for the employer match after completing 1,000 hours of work during the first 12 months of employment. St. Bernards matches 75 cents per $1 for the first 6% of your pay that you contribute.
Employee Assistance Program (EAP)
St. Bernards Counseling Center provides EAP services to you and your family. EAP specialists confidentially discuss challenges such as:
- Addictions
- Anxiety and stress
- Depression
- Divorce
- Domestic abuse
- Drug and alcohol use
- Eating disorders
- Grief
- Marriage and family conflicts
- Problems with children or teens
- Sexual abuse
Counselors can also refer you to helpful social services.
Wellness
Enjoy a healthier lifestyle with our free health screenings, annual health risk assessments, wellness classes, healthy recipes and coaching program.
Other Benefits
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